Kazakhstan fintech platform

The platformfor workingwith contractors

We take care of the routine. You manage the result.

How it works

Automate the whole process
of working with contractors

  • Hire
    contractors
  • Set
    tasks
  • Pay for
    the work
  • Manage
    documents

Our solution for business

Tezal — the platform for working with the self-employed

The self-employed are contractors for business tasks. We bring together everything needed to work with them.

  • Document flowAll contractor documents in one place
  • Contractor dataProfiles, payout statuses and interaction history
  • ReportsCustom reports with roles and access rights
  • Accrual historyWhen, to whom and how much was paid, and for which services

Platform features

A simple, clear path
from setting a task to payment

  1. 01Upload the registryExcel or automatically from 1C
  2. 02Set tasksOne click — tasks are already in the app
  3. 03Sign contractsWith a digital signature via eGov
  4. 04Accept the workActs are signed by SMS
  5. 05PayFunds land on the balance and can be withdrawn any time
  6. 06Get the documentsStatuses, acts, receipts and taxes
app.tezal.work
Задания
1Синтеграция
РеестрЗаданийСуммаСтатус
zadaniya.xlsx10500 000 ₸Загружен
tasks_september.xlsx251 250 000 ₸Завершён
tasks_august.xlsx20900 000 ₸Завершён
Ахметов Даулетзадание ещё не отправлено
✓Отправлено
✓Принял
✓Договор
✓Акт
✓Оплачено
✓Выведено
Договорожидает
Актожидает
Чекожидает
Налог 4%ожидает
Загрузка реестра заданий
↑Перетащите Excel-файл сюда

Телефон · ИИН · описание · сумма · срок — или автоматически из 1С

➤Отправить 10 заданий на 500 000 ₸?

Задания появятся в приложениях исполнителей

ОтменаОтправить
Готово
9:41
Задания
Новые 1В работеВыполненные
☐Заданий пока нет
Услуги доставки50 000 ₸

Доставка заказов по маршруту №4, район Бостандыкский

до 30 октябряновое
‹Задание
50 000 ₸до 30 октябряновое
Работодатель
ТОО «Яберри»
Задание
Доставка заказов по маршруту №4
Описание
Оплата начисляется после подписания акта.
‹Договор-оферта
eGovПодпишите договор в eGov Mobile

Один раз — и можно брать любые задания

‹Акт выполненных работ
АКТ ВЫПОЛНЕННЫХ РАБОТ№ 6038 · 50 000 ₸
‹Подпись документа
Введите СМС-код

Отправили на +7 701 ··· 67 32

1234567890⌫
На вашем счету0 ₸
0 ₸ТОО «Яберри»
Сегодня
ТОО «Яберри»СЗ · Visa 5792В обработке
−50 000 ₸
ТОО «Яберри»Акт № 6038Зачислено
+50 000 ₸
Вывести 50 000 ₸?
ОткудаМой счёт в TezalКудаVisa •• 5792
✓Документ подписан

Всё прошло успешно

Who it is for

For businesses with many contractors

Grow your business with a partner
you can rely on

  • Network marketingPartners, agents, consultants
  • Logistics and warehousingDrivers, loaders, pickers
  • Outsourcing and outstaffingLarge contractor pools
  • Courier companiesCouriers, daily deliveries
  • Taxi fleets and aggregatorsDrivers, payouts any time
  • Construction companiesSubcontractors, crews, work stages
  • Facility management and cleaningTechnical and shift staff
  • Education and trainingTeachers, coaches, tutors
  • Advertising and marketing agenciesPromoters, designers, copywriters
  • Beauty and healthStylists, therapists, specialists
  • Project specialistsQuick onboarding for a task
  • Repair and serviceOn-call technicians
1C

Integration

Fast 1C integration

Task registries, accruals, acts and receipts are exchanged with your 1C via API. Connection follows an agreed scenario — no manual data transfer.

  • Export registries from 1C
  • Acts and receipts back into accounting
  • Payout statuses in real time

Calculator

Find out how much your business can save

1 – 2,000 · you can type a larger number

50,000 ₸ – 1,200,000 ₸

2026 rates: under GPH — pension 10 %, medical 2 %, social 5 %, income tax 10 % (withheld from the fee) and 3.5 % employer pension on top, paid by the customer. Self-employed on the special regime — a single 4 % payment, 0 % income tax. MCI 2026 — 4,325 ₸. The calculation ignores the minimum-wage base caps and the cost of the Tezal service.

Savings with Tezal per year29.55 M ₸
×6.9less taxes and contributions than under GPH

GPH contractper month · all contractors

Accrued to contractors12.44 M ₸
Withheld: pension, medical, social, income tax2.44 M ₸
3.5 % employer pension paid by the customer435,521 ₸
Company spend12.88 M ₸

Self-employed · Tezalper month · all contractors

Accrued to contractors10.42 M ₸
Single 4 % payment416,667 ₸
Documents, receipts, payoutsIncluded
Company spend10.42 M ₸

Our solutions

A full range of services for working with contractors

  • Mass payouts by registry

    Upload a file via the business dashboard or hand the payout registry to us — we will pay hundreds of contractors right away and collect the documents for each of them.

  • API integration

    We request and transfer data directly to your 1C and ERP accounting systems.

  • Finding and hiring contractors

    We find people through outstaffing partners and onboard them to the platform.

  • Contractor onboarding

    We register contractors, connect them to the app and prepare the documents.

  • Automated document flow

    We automatically generate agreements, certificates and other required documents and organise their storage.

  • Automatic fiscalisation

    We automatically record the income of self-employed contractors, generate electronic receipts for every transaction and send them to the State Revenue Committee.

  • Contractor checks and limit control

    We verify contractor status, monitor income limits and, on request, collect certificates from government bodies.

  • Signing documents via eGov

    All documents are signed online with a digital signature (EDS) and stored in the system for further accounting.

  • White label for your company

    Use the platform under your own brand: contractor onboarding, documents and payouts will be available in an interface with your corporate style.

Does the format suit your business?

Write to us — we will review how you work with contractors and tell you whether the format fits.

Submit a requestwe reply within one business day

About our company

Tezal — a team of experts
in platform employment

We build solutions that make working with contractors convenient, transparent and scalable.

  • Astana Hub residentMember of the international technology hub
  • Partner of the State Revenue CommitteeOfficial partner of the State Revenue Committee of the Ministry of Finance
  • Member of the Platform Employment AssociationWe take part in closed working groups on platform employment

Why clients choose us

Less routine. More support.

  • 24/7 support

    Always in touch with you and your contractors

  • Free onboarding

    Pay only for actual accruals

  • Contractor analytics

    Profiles, accrual and payout statuses, interaction history

  • Quick start

    We work with payout registries, no complex integrations

  • Commission from 2,5 %

    Individual terms depending on turnover

How to get started

Let's discuss a solution for your business

  1. 01
    We discuss your requestSubmit a request — our manager will contact you and suggest a 30-minute meeting in the format you prefer: online or offline.
  2. 02
    We design the solutionWe study your current processes, payout volumes and contracting format, and define the features and scope of the service.
  3. 03
    We prepare a proposalWe prepare an individual proposal with pricing, scope of services and an onboarding plan.
Book a demoWorking days, 09:00–18:00 Almaty time

App for contractors

Fast payouts
without needless formalities

  • Automatic registrationSelf-employed status — no visits or paperwork, right in the app
  • No restrictionsAccount arrests and blocks no longer get in the way of payouts
  • No paperworkActs and receipts are generated automatically, nothing to keep track of
  • Payouts any way you likeTo a bank card, e-wallets and mobile balance
  • Electronic signingDocuments are signed with a digital signature via eGov

Frequently asked questions

Submit a request on the website — a manager will contact you, clarify your tasks and prepare the agreement. Once the agreement is signed, you get access to the business dashboard and can upload payout registries right away. The manager will give you exact timelines after the first call.

No. You top up the balance in the business dashboard by transfer from your current account, and Tezal pays the contractors.

Onboarding is free and there is no subscription fee. You pay a commission only on actual accruals to contractors. The rate depends on your monthly payout turnover and industry: the higher the turnover, the lower the percentage.

You top up your company balance in the business dashboard against an invoice. Then you upload a registry. Tezal transfers the money to the contractors. The platform withholds and transfers the social payments of the self-employed, generates receipts and closing documents. All operations are visible in the accrual history.

Payouts are made as soon as you have submitted the registry and there are enough funds on the balance. The contractor withdraws money to a card in the Tezal app at any time, 24/7. How fast it lands on the card depends on the contractor's bank.

The money arrives on the contractor's balance in the Tezal app, and they withdraw it to their bank card. The platform withholds the self-employed contractor's social payments and transfers them to the budget automatically. An electronic receipt is generated for every payout and sent to the State Revenue Committee.

The company and the contractor sign a service agreement. When the work is done, a certificate of completed work is generated, and an electronic receipt is issued for every payout. All documents are generated automatically, signed online with a digital signature (EDS) via eGov and stored in the business dashboard.

Companies and sole proprietors registered in Kazakhstan that engage freelance contractors: courier and logistics companies, cleaning, construction, repair and service, education, marketing agencies, taxi fleets and others. The platform suits both businesses with a few contractors and companies with hundreds of people in the registry.

Self-employed contractors — citizens of Kazakhstan and kandas (ethnic repatriates) who work without hired employees, earn up to 300 MCI per month (₸1,297,500 in 2026) and work in the activities on the list approved by the Government of Kazakhstan. If a contractor has not yet obtained self-employed status, we will help them register and connect to the platform.

In 2026, a salary is subject to personal income tax of 10 % (after deductions), pension contributions of 10 % and employee health insurance contributions of 2 %. On top of that, the employer pays employer pension contributions of 3.5 %, social contributions of 5 %, employer health insurance contributions of 3 % and social tax of 6 %. In total this is roughly 29–34 % of the salary, depending on its size. Besides taxes, the company bears the cost of holidays, sick leave and HR administration.

As a tax agent, the company withholds and transfers personal income tax of 10 %, pension contributions of 10 %, health insurance contributions of 2 % and social contributions of 5 %. In total this is about 20 % of the fee. The company prepares the agreements, certificates and tax reports for every contractor itself.

The main risk is reclassification of the civil law contract as an employment contract. If a contractor works permanently, on a schedule, follows internal rules and receives a fixed payment, an inspection may deem the relationship employment. The company would then face additional taxes and contributions, penalties and fines. Besides, the company itself is responsible for withholding taxes correctly and reporting on every contractor.

We work with contractors registered as self-employed, verify their status and monitor the income limit. Agreements, certificates and receipts are generated automatically and signed via eGov, so every payout is backed by documents. The platform withholds and transfers social payments and reports the data to the State Revenue Committee. On request we collect certificates from government bodies. On your side, it is important that the relationship with a contractor is truly independent: a self-employed contractor must not effectively replace a full-time employee.

Yes. After onboarding we hand over the guide and walk you through the main scenarios. If you have questions, support is available 24/7.

Companies — no: the business dashboard works in a browser. You will need a digital signature (EDS) to sign documents. Contractors install the Tezal mobile app for iOS or Android.

Add contractors in the business dashboard or send us their list. Contractors download the Tezal app, register as self-employed and connect to your company. If anyone needs help with registration, we will guide them through every step.

Export the accrual and payout reports from the business dashboard and upload them to 1C. If you need automatic exchange, we will set up an API integration: data will flow into 1C without manual export.

Yes. Via the API you can transfer data to your 1C and ERP systems and receive it back. White label is also available: the platform runs under your company's brand, and contractors see your corporate style.

Yes, we can use your agreement template if it meets the requirements for working with self-employed contractors. Send it to a manager — we will review the template and set it up in the business dashboard.

Yes, we recommend signing a certificate of completed work for every contractor. Together with the agreement and the receipt, the certificate confirms that the services were actually provided and lets you treat the payouts as expenses. In Tezal, certificates are generated automatically and signed via eGov, so it takes no extra time.

For every contractor — a service agreement, certificates of completed work and electronic receipts for every payout. For Tezal's services — a certificate and an invoice for the commission. The business dashboard also provides accrual and payout reports for any period.

When working with self-employed contractors, the tax burden on payouts is 4 % instead of 29–34 % under an employment contract and about 20 % under a civil law contract. No HR administration or contractor reporting is needed: the platform takes care of documents, receipts and payments. This format suits project-based and piece-rate work where the contractor provides services independently. Replacing full-time employees with a fixed schedule by self-employed contractors is not allowed — these are signs of an employment relationship.

Yes. Under the 2026 Tax Code, companies may deduct payments for the services of self-employed contractors when calculating corporate income tax, provided the expenses are backed by documents: the agreement, the certificate and the self-employed contractor's receipt. Tezal generates the full set of such documents automatically.

Still have questions?

Leave your contacts — we will call you back and answer everything.